Stocks

How stock ownership works and why prices change.

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What are stocks?

A stock represents ownership in a company. If you own shares, you may benefit from price increases and sometimes dividends.

Why do stock prices change?

Dividends & total return

Total return includes both price changes and dividends. Some companies reinvest profits instead of paying dividends.

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Risk basics

Stocks can be volatile. Diversification, time horizon, and position sizing help manage risk.

FAQ

Are stocks “safe”? Stocks carry risk, especially short-term. Historically, long-term diversified investing has reduced risk.

What’s the difference between stocks and funds? A fund holds many assets; a single stock is one company.

Related calculators

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