Mortgage Calculator

Estimate monthly mortgage payments, total interest, and amortization.

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Enter mortgage details

The monthly payment includes principal + interest. Optional fields add estimates for taxes, insurance and fees. Results are estimates only.

Amortization schedule (first 360 months)

This table shows how each monthly payment splits into interest and principal. Early payments usually include more interest.

Month Payment Principal Interest Balance

FAQ

What is a mortgage?

A mortgage is a loan used to buy property, where the property acts as collateral for the lender.

What is included in the “all-in” payment?

All-in is the principal + interest payment plus estimated monthly property tax, home insurance and HOA/fees.

How can I reduce total interest?

Lower APR, shorter term, larger down payment, and extra principal payments typically reduce total interest.

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